How To Receive Amazon Payments outside of the USA

If you want to know how to  receive Amazon payments outside of the USA or UK, this guide will explain it step-by-step. Amazon is the world’s biggest online store and many people sell through amazon as merchants. Amazon also has the biggest affiiliate program in the world, Amazon Associates, which allows you to make money from anywhere in the world. Being an amazon associate is a great way to make money and you can create a lucrative business there.

So What If You don’t live in the USA, how do you get paid?

The best way to get paid for Amazon Associates outside of the US is Payoneer.

How To Receive Amazon Payments outside of USA

Amazon has 3 ways of paying its merchants and affiliates.

Bank Deposit

Bank deposit is the most convenient way to get paid from Amazon. If your country is listed among locations you can choose from then this is good option.

Unfortunately, some countries are not listed as bank deposit options. I am in South Africa and my country is not listed so this option is not available to me by default.


This is an option for you to get paid from Amazon if you are an affiliate from outside of the USA.

The problem with this method is that the payment can take very long to reach you. In some developing countries, the postal service does not work well and there is a likelihood of your cheque not being delivered.

You can also run into issues with clearing of the check. I stay in South Africa and sometimes checks have to be cleared within 60 days and you can end up not getting your money if the check takes too long to reach you.


If you are outside of the USA and your country is not listed as an option in bank deposit, the best way to get paid by Amazon is through Payoneer.

Payoneer is a global payment system that has made it possible to transact globally. It is similar to PayPal but the difference with Payoneer is that it was created with people from developing countries in mind.

With PayPal, in some countries, there are various obstacles to getting your money. For example, in South Africa, where we are located, the only way you can withdraw from PayPal is through only one of the major banks.

Payoneer removes a lot of these obstacles. All you need to withdraw from Payoneer is an activated account and a local bank account. You can receive money from Amazon without problems. What this essentially give you is a receiving account that then allows you to conduct SWIFT transaction to send money from Payoneer to your local bank account.

How To Set Up Payoneer

Payoneer is one of the major global payments methods available form getting payments from abroad. You can use Payoneer to withdraw money into your local bank account, to an e-wallet, or to a debit card that you can order from Payoneer that you can use at ATMs or Point-of-Sale tills

Payoneer is fast becoming a contender on the world of online global payments. It was created with a focus on giving people from developing countries away to transact globally, as some countries have issues with being able to use PayPal. You can use Payoneer to send and receive money from aboard.

Sign Up To Payoneer

To sign up for Payoneer, head over to their website and click the sign up button. First decision is whether you will be opening an account as an individual or a company. If you are an individual you will enter your personal details such as your name and surname, email address and date of birth. In order to sign up for Payoneer you will need to be at least 18 years old.

Personal Details

In the next step you will have to fill in your address details and phone number. You must use a phone number that you will remember because it will be used for verification in later stages.

Security Details

Next up you will need to set up security details. These are your passwords and security questions that you will have to answer to access your account in case you forget your details or are locked out. These questions are very important and they must be questions you can answer even in your sleep.

If you do business online business you can have thousands of dollars in your account and you must always ensure that you are able to access your account. It might even be a good idea to write the answers down and to put in a physical safe that you can access in case you forget. In the sign up process, you will only be requested to create one security question, but you will need three in total to start using Payoneer.

Setting Up Banking Details

The final step will be to set up your account details. This will serve to link your Payoneer account to the local bank account that you will draw your money to. Your personal details you should naturally have access to. If you are new to global payments you might be unfamiliar with SWIFT code which is always necessary for direct deposits from abroad.

Each of the different banks have a SWIFT code that all the users use. You can simply google the SWIFT account of your bank accordingly.

Once you have input your banking information, your application is completed and will undergo a review process. You will receive notification to tell you that you have completed the application successfully. You will also receive an email for account verification.

Account Verification

To verify your Payoneer account, all you have to do is open the email and then click the link, and your account is verified.

You can now login to Payoneer. On your first login, you will be required to create two additional security questions, as mentioned earlier. Once this is done, you can access Payoneer and when your account is reviewed (which takes a few business days) you will receive an update and be able to transact.

How To Set Up Payoneer in Amazon

To set up your Payoneer payment in Amazon, you will need to find the details for your correct checking account.

Once you have set up your Payoneer account, you will be given 4 checking accounts. Each checking account functions like a mini banking account within Payoneer. So when entering your banking details on Amazon, you will use your checking account details as your bank

The checking accounts will be for different currencies, namely US Dollar (USD), British Pound (GBP), Euro (EUR) and Japanese Yen (JPY).

Find Payoneer Checking Account Details

In the Payoneer Home screen, there is a menu near the top of the screen with under the Payoneer logo. From there,

Click on Receive

You will see the different receiving account that based on the different currencies. Choose the appropriate one (I chose USD because I use US Amazon). This will show you the account details for the receiving account.

Change Payment Details In Amazon

From there go to Amazon in a new tab to change your payment details.

To change your payment details, you will need to enter a One Time Pin for two-step verification so make sure that you have the cellphone available that you used to sign up to Amazon Associates with.

Do the following in Amazon

  • Go to  “Account Settings”
  • Click on “Change Payment Method”
  • Choose “Pay Me By Direct Deposit”

After choosing direct deposit, you will have to choose your bank location. Since we will be using a US checking account in Payoneer, choose Unites States as your location.

Enter Checking Account Details In Amazon

After choosing bank location, you must enter the banking details from the receiving account that you have set up on Payoneer. To make things easier, Payoneer has put a copy icon to the right of each of the banking details so you don’t have to type them out yourself. Just click the icon to copy and then paste each of the details into Amazon.

When you are done entering the banking details, click on submit at the bottom left of the screen.

You will be prompted to enter your Amazon Associates password, and then you will have to generate another OTP that will be sent to your phone.

After you enter the OTP and click on Sign In, you will get see a notification in green saying “Payment information updated successfully”.

It will also state that any update to payment method will be in effect only from the 1st of the following month.

Congratulations! You are now set up and ready to receive money from Amazon.

How To Withdraw Money From Payoneer

Once you have received money from an overseas benefactor, you can either have it paid to your bank account or to a Payoneer debit card. You can withdraw your money at any time of the day in just a few clicks.

Login to your Payoneer Account

You will be taken to the main interface. In this instance, go to the “Withdraw” option near the top left of the screen. When you click on Withdraw, you will get a dropdown and from here you can click “To Bank Account”.

Choose Bank Account To Withdraw To

If you have not yet entered a bank account, you will be shown a screen that gives you the option to add a new bank account. Click Add New and follow the instructions to set up your bank account.

If you have an account, you can proceed to choose the details of your withdrawal by selecting the currency that you want to draw from.

Choose Amount To Withdraw

After choosing the account, select the account that you want to send the money to, and the amount that you want to send. There are minimum and maximum amounts that you can draw in a transaction.

For me, since I use a dollar account, the minimum is $200 and the maximum is $10,000. There is a field for account description but this is not a must and you can proceed without adding a description.

Complete The Withdrawal

After inputting the transaction details, you can press review to get the full particulars of the transaction. This includes the amounts, the bank account, as well as the transaction fee that you will be charged for the withdrawal.

If you need to change anything you can click edit and change the required details. If everything is correct, confirm the details by clicking to check the box above the withdraw button, then click withdraw to have the money sent to your account.

You will see receive a confirmation of your withdrawal request. You will also receive an email to confirm this. Whoohoo! Your money is now on the way. It will take 3-5 days for the transaction to clear and for the money to reach yo0ur account.

Payoneer Card

Money from your Payoneer account can also be withdrawn into a Payoneer card. It is a MasterCard debit card with the withdrawal limit of the amount that you have prepaid into it.

The card is optional and can be ordered as soon as your account is set up. you can use your Payoneer card at any places where MasterCard is accepted. There are associated fees with the card that can be fined on the Payoneer fees page.

The withdrawal process into your Payoneer card is the same as above, with the difference being that in Step 2 you will choose the debit card instead of a bank account.

The benefit of the card is that it is not linked to your account and the only money that can be drawn from the card is money that you have withdrawn to the card. So in the event of your card being lost, the only money that can be drawn is the amount that is on the card. The rest of the money in your account is not at risk.

In any event, nobody wants to lose out on any of their hard-earned money. If you believe that your Payoneer card is lost and stolen, you must report it to Payoneer as soon as possible so that it can be cancelled.

And there you have it! Now you know how to receive Amazon payments outside of the USA.

Next: Learn How To Make Money Online

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